Legal

Terms & Conditions

Consumer Goods & Coaching Services · Ross Johnston Ltd

Section 1

These Terms

What these terms cover

These are the terms and conditions on which we supply digital content and coaching services to you.

Why you should read them

Please read these terms carefully before making any purchase on our site. These terms tell you who we are, how we will provide products to you, refunds and returns, and other important information.

By purchasing any digital content or coaching programme, you confirm that you accept these terms and agree to comply with them. We may amend these terms from time to time. Every time you wish to purchase any digital content or coaching services on our site, please check these terms to ensure you understand the terms that apply at that time.

Section 2

Information About Us and How to Contact Us

Who we are

We are Ross Johnston Ltd, a company registered in England and Wales. Our company registration number is 16124546 and our registered office is at 124 City Road, London, England, EC1V 2NX.

How to contact us

You can contact us at info@ross-johnston.com

Section 3

Our Contract With You

How we will accept your order

Our acceptance of your order will take place when we email you to confirm your purchase or otherwise acknowledge payment, at which point a contract will come into existence between you and us.

Payment terms

You may pay for digital content, courses, or coaching programmes in full at the time of purchase, or (if offered) through a split payment or instalment plan. By choosing an instalment plan, you:

If we are unable to accept your order, we will inform you of this and will not charge you for the digital content or coaching services.

Section 4

Our Rights to Make Changes

Minor changes to the products

We may change the product:

These changes will not affect your use of the product.

Section 5

Digital Content & Coaching Services

Digital Content

If the product is a one-off purchase of digital content, the content will be immediately available for your use as soon as your payment (or first instalment payment, where applicable) is received and accepted.

If the product is purchased using a payment plan or as part of a cohort or coaching programme, access to digital content and community features will be granted upon receipt of the first payment. Continued access may be conditional upon completion of all scheduled payments.

Digital content is considered "delivered" once access has been provided, regardless of the extent to which you choose to access or use the material.

Coaching Services

Coaching programmes are personalised, live services delivered by Ross Johnston, including one-on-one sessions, recorded feedback, and ongoing support. A coaching programme includes:

Delivery of coaching services occurs upon completion of scheduled sessions and provision of feedback/deliverables. Digital course materials included in the programme are considered delivered upon access being provided.

Section 6

Session Scheduling, Cancellation & Rescheduling

Client Rescheduling

You may reschedule up to three (3) coaching sessions throughout the programme without restriction.

Any rescheduling requests beyond three sessions are subject to Ross Johnston's sole discretion, based on availability and programme timeline.

Client No-Show Policy

If you do not attend a scheduled session and have not provided 24 hours' notice of cancellation or rescheduling, that session is forfeited and will not be rescheduled unless we agree otherwise.

Excessive Cancellations

If you cancel or reschedule more than three sessions during the coaching programme, we reserve the right to pause or terminate the programme at our discretion. In such cases, no refund will be issued.

Ross Johnston Cancellations

If Ross Johnston must cancel a scheduled session due to illness, emergency, or unforeseen circumstances, he will reschedule the session at the nearest available opportunity. No refund will be issued for cancelled sessions that are rescheduled.

Section 7

Refunds

Digital Content & Coaching Programmes

All digital courses, coaching programmes, and related services are final sale. No refunds shall be given once payment has been accepted and access has been provided.

Refunds may only be offered at our sole discretion in exceptional circumstances, such as:

In all other cases, all payments remain strictly non-refundable and final.

Deposits

All deposit payments are strictly non-refundable, regardless of circumstance. By paying a deposit, you confirm your commitment to the purchase and accept that no refund will be issued under any conditions, including change of mind, non-attendance, or failure to access or engage with the digital content.

Split Payments / Payment Plans

Where a payment plan or split payments are offered, all instalments are non-refundable once initiated. By making the first payment, you agree and commit to completing all remaining instalments. The total balance becomes immediately due and payable, regardless of whether you continue to access the course, attend coaching sessions, or participate in the community.

Failure to complete payments will result in restricted access to content and collection action for the outstanding balance.

Section 8

Price and Payment

Where to find the price for the product

The price of the product will be the price indicated on the order pages when you placed your order.

Section 9

Client Responsibilities

Your obligations

By enrolling in a coaching programme, you agree to:

Results & Outcomes

Results from the coaching programme depend on factors outside of our control, including but not limited to:

Section 10

Recording, Confidentiality & Data

Recording of Sessions

Coaching sessions may be recorded for feedback, review, and quality assurance purposes. By enrolling in the programme, you consent to the recording of your sessions.

Use of Recordings

Recorded sessions and written feedback are provided exclusively for your personal use and review. You may not share, distribute, or republish recordings or feedback without prior written consent from Ross Johnston Ltd.

Confidentiality

Both parties agree to maintain confidentiality regarding:

You acknowledge that we may reference anonymised outcomes, client testimonials, and generalised examples from coaching work in marketing materials, with names and identifying details removed.

Data Retention

Recordings and written feedback will be retained for the duration of your coaching programme plus 12 months following completion, after which they will be securely deleted. You are responsible for downloading and retaining copies of feedback and materials if needed beyond this period.

Section 11

WhatsApp Access

Duration & Availability

As part of your coaching programme, you may receive direct WhatsApp access to Ross Johnston for a specified period of time as detailed in your order page. Access to Ross via WhatsApp beyond the stated period is at Ross' sole discretion; otherwise, you will automatically revert to standard email support (contact: info@ross-johnston.com).

Scope of Support

WhatsApp access is intended for:

Response times: Ross will respond to WhatsApp messages within 24 hours during working hours (Monday to Friday). WhatsApp may not be monitored outside of these hours.

Section 12

Lifetime Course Access

Scope of Access

You will have lifetime access to all digital courses, whether purchased separately or where provided as part of a coaching programme.

Personal Use Only

Course access is personal and non-transferable. You may not share login credentials, course materials, or access rights with colleagues, friends, or other parties. Sharing violates these terms and will result in immediate termination of access without refund.

Content Updates & Discontinuation

We reserve the right to update course content at any time. Course materials may be discontinued or removed; in such cases, you will be notified at least 30 days in advance where practicable. Discontinued content does not entitle you to a refund.

Termination of Access

Access to courses will terminate if:

Section 13

How We May Use Your Personal Information

We will only use your personal information as set out in our Privacy Policy.

Section 14

Other Important Terms

Disclaimer

Ross Johnston Ltd makes no warranties or representations, express or implied, as to the currency, accuracy, completeness, reliability, or suitability of the information contained or referenced on our website or platforms. The information is subject to professional differences of opinion and human error in preparing this information. Ross Johnston Ltd is not liable for any loss resulting from any action taken or reliance made by you on any of the information or material we provide. If you use, or otherwise rely on, any of the information on the website or platforms, you are responsible for ensuring, by independent verification, its currency, accuracy, completeness, reliability and relevance to your own personal and individual circumstances.

We may transfer this agreement to someone else

We may transfer our rights and obligations under these terms to another organisation.

You need our consent to transfer your rights to someone else

You may only transfer your rights or your obligations under these terms to another person if we agree to this in writing.

Nobody else has any rights under this contract

This contract is between you and us. No other person shall have any rights to enforce any of its terms.

Even if we delay in enforcing this contract, we can still enforce it later

If we do not insist immediately that you do anything you are required to do under these terms, or if we delay in taking steps against you in respect of your breaking this contract, that will not mean that you do not have to do those things and it will not prevent us taking steps against you at a later date. For example, if you miss a payment and we do not chase you, but we continue to provide the products, we can still require you to make the payment at a later date.

Which laws apply to this contract and where you may bring legal proceedings

These terms are governed by English law and you can bring legal proceedings in respect of the products in the English courts.